The modern kitchen is more than a place where food is prepared. It has become a social place where one likes to stay with family or friends. At the same time, the claims have increased. The equipment must correspond to the state of affairs and in particular the design must fit the personal style. In short: A really nice kitchen has its price.
The right loan can provide relief and make it possible to realize the dream of the perfect kitchen
Given the current cost of a kitchen, it is not surprising that the number of financings has increased. With ease, a kitchen can cost 15,000 euros – it is also possible to easily spend 40,000 euros or more. The right loan can provide relief and make it possible to realize the dream of the perfect kitchen soon.
Pay attention, even if you want to finance a kitchen. Depending on the initial situation, another way leads to the perfect kitchen loan. Today we present the various financing options and explain who they are suitable for.
Finance the kitchen as part of the construction project
Whether house or apartment, who builds new, has yet to equip its buildings with the appropriate kitchen. It is customary to cover the costs of kitchen and kitchen equipment through the regular construction financing. This saves the addition of an additional loan. At the same time, the kitchen is being financed at particularly low interest rates.
Modernize kitchen – with credit protection by mortgage
Not every kitchen is intended for a new building. On the contrary, most new kitchens are to be used in existing properties. Then it is understandably not possible to accommodate the costs of kitchen construction in mortgage lending. However, a similar path can often be followed.
Who wants to finance his dream kitchen at low interest rates, chooses a loan that is also secured by mortgage on the construction financing. This is also where very low interest rates, which promise a very favorable financing.
Whether the possibility of such a collateral exists, is to be examined individually. It should also be borne in mind that banks only grant loans at a certain loan level. Therefore, it is not always possible to choose this form of financing. Nevertheless, the possibility should be checked, our consultants will be glad to help you.
Finance your kitchen quickly and easily with no land charges
If it is not possible to secure by means of a mortgage, or if the amount required for this form of financing is too small, then the classic installment loan can be used. A lot has happened in this environment recently. Many direct banks now offer low-interest loans with free use.
The advantage of such loans is that they are quickly applied for. In the case of a positive credit decision, the amount is quickly available. The repayment period can be selected individually, which makes it easy to control the amount of monthly loan installments. If you compare cleverly, you will finance it at low interest rates – our credit comparison supports this.
Do not finance via the kitchen supplier – take credit yourself
Many kitchen houses and furniture specialists offer even financing. It is surprising how many buyers finance locally. It is cheaper in many cases to go over a installment loan. First, the conditions are often similar or even cheaper. However, it is crucial to offer the seller of the kitchen the possibility of cash payment. Not infrequently, it is then possible to negotiate a handsome discount and thus save a lot of money.